At Generations Funding Group we are committed to protecting your privacy. This Privacy

Policy outlines how we collect, use, disclose, and safeguard your personal information

throughout the mortgage application and processing process. By using our services, you agree to

the terms outlined in this policy.

1. Information We Collect

We collect personal and financial information that is necessary for the processing of your

mortgage application. The types of information we may collect include, but are not limited to:

 Personal Information: Name, address, phone number, email address, social security

number, date of birth, and other identifying information.

 Financial Information: Employment details, income, assets, liabilities, credit history,

bank account information, and other financial data required for mortgage approval.

 Property Information: Details about the property you are purchasing, refinancing, or

securing a loan for, including property value, appraisal, and title information.

 Other Information: Any other data you provide to us during the application process or

in correspondence with us.

2. How We Use Your Information

We use the personal and financial information we collect to:

 Process Your Mortgage Application: Evaluate and underwrite your application,

including assessing your creditworthiness and financial eligibility for a loan.

 Improve Our Services: Enhance our services, personalize your experience, and provide

you with timely updates and notifications regarding your loan status.

 Compliance with Legal and Regulatory Requirements: Ensure that we comply with

all relevant laws, regulations, and industry standards, including anti-money laundering

and fraud prevention.

 Communications: Contact you regarding your mortgage application, requests for

additional information, or to provide you with updates, news, or offers related to your

mortgage or other services we provide.

3. How We Protect Your Information

We take the security of your personal and financial information seriously. We implement

industry-standard security measures to protect your data from unauthorized access, disclosure,

alteration, or destruction. These measures include:

 Secure servers and encryption technologies

 Restricted access to sensitive data

 Ongoing monitoring and auditing of systems to detect and prevent potential security

breaches

4. Sharing Your Information

We do not sell, rent, or trade your personal information. However, we may share your

information with trusted third parties for the following purposes:

 Mortgage Lenders and Partners: We may share your information with our trusted

network of mortgage lenders and service providers involved in processing your loan

application.

 Regulatory Authorities: We may share your information to comply with applicable

laws, regulations, or governmental requests.

 Third-Party Service Providers: We may share your information with third-party

vendors that assist us in processing your application, such as title companies, appraisers,

credit reporting agencies, and other necessary service providers.

 Business Transfers: In the event of a merger, acquisition, or sale of our business assets,

your information may be transferred as part of the transaction, but we will ensure your

privacy is protected.

5. Cookies and Tracking Technologies

We may use cookies and other tracking technologies to improve the functionality of our website

and enhance your experience. These technologies help us analyze website traffic, remember your

preferences, and personalize your interactions with us.

You can control cookie settings through your browser, but please note that disabling cookies may

affect your ability to use certain features of our website.

6. Data Retention

We retain your personal and financial information for as long as necessary to fulfill the purposes

outlined in this Privacy Policy and as required by law. Once your information is no longer

needed, we will securely delete or anonymize it in accordance with industry standards.

7. Your Rights and Choices

You have certain rights regarding your personal information:

 Access: You can request access to the personal information we have collected about you.

 Correction: You can request corrections to any inaccuracies in your personal

information.

 Deletion: You may request the deletion of your personal information, subject to any legal

or contractual obligations we may have.

 Opt-Out: You can opt-out of marketing communications at any time by following the

instructions in the communication or contacting us directly.

To exercise these rights, please contact us using the information provided at the end of this

policy.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal

requirements. We will notify you of any material changes by posting the updated policy on our

website with a new "Effective Date." We encourage you to review this policy periodically to stay

informed about how we protect your information.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or how your personal

information is handled, please contact us at:

Generations Funding Group

PO Box 577

Central, SC

julie@generations-fg.com

864-903-6617